Perhaps you are currently unemployed, working part time, have credit card or personal debt, or are ill. Personal grants from the government include a wide variety of grants that include all of these needs. These grants are available for emergency or long-term funding to get you back on your feet.

There is no limit to the amount of personal grants that you can apply for, nor how much you will be awarded. Individuals are being awarded up to $50,000 in personal grants, to help out with so many personal needs! And your credit history is not a factor, as this is money that does not have to be repaid.

Personal grants are most commonly awarded through your local, state or federal government branches; and occasionally can be found through private sources.

Personal grants are most plentiful for families in need. If you are a low income family you could be eligible for childcare grants, grants to help pay your rent and even groceries. So far in 2009 over $162 million in federal grant money has gone to temporary assistance for needy families. At this rate, personal grants to these families are surely to pass last year’s $17.3 billion in total federal grant money given for the same cause.

If you are a disabled person there are also many personal grants that you could be eligible for. Many people with disabilities are perfectly capable to live on their own, but unfortunately lack the funds to equip their houses with the tools necessary for them to move about. The government recognizes their unfortunate predicament and gives personal grants to these people to encourage independent living. With the money awarded, individuals construct ramps into their houses, and make other necessary home renovations.

Disabled individuals will also be pleased to learn that last year $175.5 billion in federal grant money went to medical assistance programs which among their resources, provide home nurses or attendants free of charge to help disabled people living at home.

Most American citizens will find that regardless of their financial situation, age, or race they will qualify for a variety of personal grants.

Below are just some of the many reasons that you could receive personal grant money:

• Home Repair
• Mortgage Payments
• Rent
• School Supplies
• Real Estate Taxes
• Utility Bills
• Groceries
• Child Care/Day Care
• Legal Services
• Medical Bills
• Public Transportation
• General Living Expenses
• Housing Assistance
• Consumer Debt
• Lesson Payments
• Tutoring/Teaching